Payments Policy

Payments Policy
Bargain Bikes Shop
📧 Email: bargainbikesshop@gmail.com | ☎️ Phone: 01909 480393
🏠 Billing Address: Ryton Place, Worksop, S80 1JJ, United Kingdom

Introduction

At Bargain Bikes Shop, we aim to make your shopping experience as smooth and secure as possible. Our Payments Policy provides you with the information you need regarding the payment methods we accept, payment processing, and how we ensure the safety of your personal and payment details.

By placing an order with us, you agree to the terms set forth in this Payments Policy.

Payment Methods We Accept

We offer a variety of secure payment methods to ensure you can choose the option that is most convenient for you:

  • Credit & Debit Cards:

    • Visa, MasterCard, American Express, Discover, and other major credit cards.

  • PayPal:

    • PayPal offers a secure and easy way to pay using your PayPal account or linked bank accounts or credit cards.

  • Apple Pay:

    • If available, you can use Apple Pay to complete your purchase.

  • Google Pay:

    • For Android users, Google Pay provides a simple and secure way to pay for your order.

  • Bank Transfer:

    • You may also pay through direct bank transfer, but please note that your order will only be processed once we receive confirmation of the payment.

Payment Security

We take your security seriously. All payments are processed securely through trusted third-party payment processors (such as PayPal, Stripe, etc.). Your payment information is encrypted and processed using SSL (Secure Socket Layer) technology to protect your personal data.

Bargain Bikes Shop does not store any of your sensitive payment information (e.g., credit card numbers). Our payment processors handle all the data securely, following strict industry standards to protect against fraud and unauthorized transactions.

Billing Address

To ensure that your payment is processed smoothly, please ensure that the billing address you provide matches the address associated with your payment method (e.g., credit card or PayPal account). If there are discrepancies, your payment may be delayed or declined.

Payment Processing

  1. Order Confirmation:
    Once you place an order, we will send you an order confirmation email detailing your order and payment details. Please review the confirmation to ensure all information is correct.

  2. Payment Authorization:
    Payments are processed immediately upon checkout. In cases of credit or debit card payments, the transaction will be authorized, and the payment will be placed on hold pending shipment of your order.

  3. Authorization Holds:
    For credit or debit card transactions, a temporary hold may be placed on the funds in your account while we process your order. The charge will only be finalized when your order has been shipped.

  4. Bank Transfers:
    If you choose to pay via bank transfer, your order will not be processed until we have confirmed that the payment has been received. Bank transfers typically take 1 to 3 business days to clear, depending on your bank.

Currency and Pricing

  • All prices on the Bargain Bikes Shop website are listed in British Pounds (GBP).

  • Taxes and fees may apply depending on your location, and these will be calculated at checkout.

  • The final price of your order will be clearly displayed before you complete your payment.

Discounts and Promotional Codes

  • If you have a promo code or discount voucher, you can enter it during the checkout process. The discount will be applied to your order total before payment.

  • Please ensure you apply any discounts at checkout before completing the payment, as we are unable to apply them retroactively once the order is confirmed.

Failed Payments & Order Cancellation

  • If your payment is declined, you will receive a notification on the checkout page. In this case, you can try another payment method or contact your bank or card issuer for assistance.

  • If payment issues are not resolved promptly, we may have to cancel the order.

VAT and Sales Tax

  • All prices displayed on our website are inclusive of VAT (Value Added Tax) for customers within the UK.

  • If you are located outside the UK (in the future, if we expand shipping), you may be subject to customs duties and taxes depending on your location. These are your responsibility and are not included in the total price shown during checkout.

Refunds and Payments

In the event of a return or refund request, we will issue the refund using the same payment method you used to make the original purchase. The refund will be processed as follows:

  • Credit/Debit Card Payments:
    The refund will be credited back to the card used for the original transaction. This may take 5 to 10 business days, depending on your bank or card issuer.

  • PayPal Payments:
    The refund will be issued to your PayPal account, and you will receive an email notification of the refund.

  • Bank Transfers:
    Refunds for bank transfers will be processed to the same bank account from which the payment was made. This may take 5 to 7 business days.

Fraud Prevention

To protect you and us from fraud, we may perform additional checks on orders that appear suspicious or have unusual payment patterns. If we suspect any fraudulent activity, we reserve the right to:

  • Request additional verification: This may include proof of identity or address.

  • Cancel the order: If we are unable to verify the payment or suspect fraud, we may cancel the order without notice.

Your safety is our priority, and we follow strict protocols to ensure that your personal and payment information remains secure.

Contact Us

If you have any questions regarding our Payments Policy or need assistance with a payment, please contact us at:

📧 Email: bargainbikesshop@gmail.com
☎️ Phone: 01909 480393